by Josie Anderson
Choosing your wedding insurance is a big decision, so it is important to compare wedding insurance providers to see who can provide the best level of cover for you. Whilst cheap wedding insurance might be a priority, you need to make sure it's good quality insurance too.
If you compare wedding insurance plans online, you may well become overwhelmed with the options available. It is essential that you remember what your priorities are for wedding insurance, so you don't lose sight of the key areas which need to be insured.
Here is a list of some of the most common topics your wedding insurance should cover, whatever the price tag:
Protect the special details: the most important details of your day, including the cake, flowers, transport, rings and the wedding dress should all be covered against theft, loss or damage. Be sure to check what the criteria are for a valid claim and under what circumstances.
Abroad or at home: is your wedding insurance valid if your ceremony is abroad? Whether your wedding or civil partnership is taking place at home or in an international location, you need to ensure the same level of cover applies.
In sickness or in health: your wedding insurance should protect your wedding against cancellation in case the bride, groom or a close relative falls ill and the wedding has to be cancelled.
Get to the church on time: find out whether your transportation to the wedding is covered. If your wedding car hire doesn't turn up or they do not meet their contract with you, you may well need another insured option to get to the venue.
Gifts: the greatest gift you could give yourself is peace of mind that your wedding gifts are protected financially against loss or damage before the wedding and after the reception. This protection can last even longer if you use the same company, such as John Lewis, to insure your wedding day and supply your guest list.
Flexible: your wedding insurance provider should offer you flexible cover so that whatever the size of your wedding, you will have wedding cover to match.
If you are comparing prices for wedding insurance, use this check list to ensure all the basics are covered. Your wedding is particular to you, and your wedding insurance policy should be too.
John Lewis Insurance offers a range of insurance services selected by the John Lewis Partnership. These include home, car, life, travel, pet, event and wedding insurance products.